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All agents are NOT alike! Find out why I am a top real estate expert. Call me: 609-921-1411.
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Find Out About the Latest Homes for Sale First!
I add my newest homes and other real estate listings to this web site first. It can be some time before they appear in the MLS.
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We were particularly impressed…
We were particularly impressed with your negotiating skills, which resulted in obtaining the very favorable price for our home.
Joe and Sue Ellen Vayda
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Arlene L. Hauser is one of The Top Selling Real Estate Experts™
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About Arlene L. Hauser:
About Arlene L. Hauser - Information about Arlene L. Hauser of Princeton Area and Montgomery Township, New Jersey Testimonials - Read what Arlene L. Hauser's clients are saying about the real estate marketing and services provided. My Professional Resume - See why you sould pick me as your professional Realtor. Quick Response Guarantee - A quick response to your email request for more New Jersey home buying & property selling information is guaranteed by Arlene L. Hauser. Privacy Guarantee - This Princeton Area and Montgomery Township real estate web site will respect your privacy, guaranteed by Arlene L. Hauser. No Obligation Guarantee - Arlene L. Hauser's real estate help by email is free & without obligation for Princeton Area and Montgomery Township home owners in New Jersey. For Real Estate Agents - Let Arlene L. Hauser help you with your professional real estate broker and agent needs in the Princeton Area and Montgomery Township area. About NUMBER1EXPERTS™ - NUMBER1EXPERTS™ are top real estate professionals, find out more. Contact Information - How to contact Arlene L. Hauser. Go to Main Sitemap - Main sitemap sections include Find Princeton Area and Montgomery Township Homes, For Home Buyers, For Home Sellers, Princeton Area and Montgomery Township Information, Real Estate Resources, and About Arlene L. Hauser. 
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First Time Buyers >More Down Payment Help
One of the most common deterrents to first-time home buyers is the lack of a down payment. However, the home loan industry has practically re-created itself in the last ten years, making it easier than ever to obtain a mortgage, and new mortgage programs are always cropping up.
Some states sponsor loan programs that allow buyers to purchase a home without putting any money down. A parent or other relative can guarantee repayment of ten percent of the loan if the buyer defaults. The only cash needed is for the closing costs, which typically run about three percent of the loan. Parents can also give their children down payment help through a personal note or second trust deed. The terms can be set up for monthly payments or annual payments amortized over a period of time. You could pay the interest only, and have the payoff due when the property is sold.
With so many alternatives, doesn't it make sense to call your real estate agent for a free consultation? You may be closer to home ownership than you think.
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