Sitemap: Home Buying in Princeton Area and Montgomery Township, New Jersey

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For Home Buyers:

Why Buyers Choose Arlene L. Hauser - Why homebuyers looking for a real estate agent in the Princeton Area and Montgomery Township area choose Arlene L. Hauser.
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School Reports in Princeton Area and Montgomery Township, New Jersey

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Financing Your Home >Hybrids Offer Low Rates

In the field of home financing, "hybrid" mortgages have grown in popularity with homebuyers. With interest rates gradually rising in today's market, the hybrid mortgage product saves money, provides a period of fixed-rate security and helps buyers qualify for financing.

Hybrid mortgage loans offer a very low fixed-rate for a period of time, usually from 5 to 7 years, then revert to an adjustable rate mortgage (ARM) for the remainder of the term of the loan. The interest rate is typically lower than with a 30-year fixed-rate loan, and the borrower has the assurance that the rate will not change for a period of years. Such a loan works well for buyers who plan on reselling the home within a finite period.

Other specialty mortgages now available include an ARM loan with a provision allowing it to be converted to a fixed-rate loan when that is a practical step for the borrower. Still others offer an interest-only loan that requires payments to be made on the interest only for a specified number of years, then reverts to an amortized loan with interest and principal payments each month. Consult with an experienced mortgage professional to determine whether one of these loan products will meet your needs.

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Q	The upper walls of what famous holy temple are lined with gold?
A	The Golden Temple in Amritsar, India is the most sacred temple and spiritual center of the Sikhs.
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Arlene L. Hauser, REALTOR®, real estate agent and broker for Princeton Area and Montgomery Township, New Jersey home listings, property and land for sale - NUMBER1EXPERT(tm)

Arlene L. Hauser
Coldwell Banker
10 Nassau Street
Princeton, NJ 08542
Office: 609-921-1411 x118
Direct: 609-688-4808
Fax: 609-921-6308
arlene@arlenehauser.com
Arlene Hauser has been helping people make good real estate decisions for 24 years. With a proven record of consistent achievement, she is recognized as a master negotiator and a most skilled and knowledgable Realtor. As one of America's NUMBER1EXPERTS™ in the Princeton and Montgomery areas, Arlene Hauser is well qualified to handle all your real estate needs. Call or email her today.

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